CREDITFACILITIES

The demand of share holders has resulted in an increase in the amount of crop and chemical loans this time..

Produce Loan	60% advance payment on farmers’ areca pledgeInterest rate: 11.50 %
Crop Loan	Based on areca transaction Rs.2000 per gunta, Maximum Rs.1.50 lakh whichever is less & Rs.2.0 lakh if ​​not willing to get chemical loan.Interest rate is 11.50 percent
Chemical Loan	Based on areca transaction Rs.300-00 per gunta, maximum Rs.50,000-00 whichever is less. If one wants to take only Chemical  loan then for such person Rs.500-00 per gunta maximum Rs.80,000-00Interest rate is 11.50%
	The interest rate is 11.00 % for those who deposit loan before due date.
Loan on Fixed Deposit	upto 80% on the  deposit amount

DEPOSIT SCHEMES

• Savings Bank Account –   4.00%
• Fixed Deposit for 12 months –  6.25%
• Fixed Deposit for 12 months (Senior citizen members)  – 6.50%